Division I · Business Funding
Capital, structured around your business.
From $250K of working capital to $50M+ structured facilities, we build funding solutions that match your cash flow, growth horizon, and risk profile.
Service Overview
A full-spectrum funding desk under one roof.
We sit between you and a network of 90+ lenders — banks, private credit funds, SBA preferred lenders, equipment lessors, and family offices. Instead of one product pushed at you, we build the right capital stack and negotiate it on your behalf.
See all funding products
See all funding products
What We Fund
Working capital, growth, and acquisition financing.
- Lines of credit & working capital
- SBA 7(a) and 504 loans
- Equipment & asset financing
- Acquisition & buyout financing
- Invoice factoring & A/R lines
- Commercial real estate
Funding Process
From intake to wire in as little as fourteen days.
- Confidential 30-minute intake call
- Underwriting package built by our team
- Lender market run with negotiated terms
- Side-by-side term sheet review
- Closing documentation & wire
Benefits
Why founders choose Lawrence Capital.
Better Terms
We negotiate rate, covenants, and structure — not just access.
Speed to Capital
Indicative terms in 48 hours. Funded in 14–28 days on most engagements.
No Shotgun Apps
Your file isn't blasted to 50 lenders. We protect your credit and brand.
Full Capital Stack
Senior debt, mezz, equipment, and structured equity — coordinated.
Operator Diligence
We pressure-test your plan before lenders do.
Long-term Partner
Most clients return for round two, refinancing, or acquisition capital.
Eligibility
Our typical funded profile
- 6+ months in business
- $15K+ monthly revenue
- U.S. registered entity
- Owner credit 600+
- Last 3 months bank statements
Industries
Sectors we know intimately
Manufacturing
Healthcare
Technology
Hospitality
Construction
Logistics
Professional Services
Retail & E-commerce
Real Estate
Energy
Auto & Transport
Franchise